- Building Insurance
This type of cover is obligatory, you need to have it before the funds are released for your mortgage. It covers damage to your property up to the cost of rebuilding it completely.
If the property suffers from any structural damage this cover can be used to help you put it right. You can also include accidental damage which will cover you for the damage which you yourself might accidentally inflict upon your property.
- Contents Insurance
All of your most treasured possessions are likely to be situated in your home, along with all of the practical goods you use for day to day living.
Contents insurance will protect these items inside the home providing replacements or cash for example, in the event of a burglary, flood or fire. Accidental damage cover will protect them even if you break them yourself!